Saturday, November 8, 2014

The virtual business man

Some people think that one has to literally own a business to grow wealth and live like the wealthy do but what some people fail to realize is that not everyone is cut out to run a business. Some people prefer the guaranteed paycheck that comes with a nine to five instead of the stress of worrying about when an invoice will be paid. Not everyone has the skill or temperament to run a business.
There are a lot of benefits to working a nine to five. If you are one of the lucky ones, you only work 40 hours a week and have your evenings and weekends to yourself. You get paid time off, sick days and holidays.
To live like the wealthy do, you have to first of all live within your means. You also invest in things that reduce your taxable income. For example the 401(k) retirement plan offered by employers to employees is an excellent way to reduce taxable income while growing your money in investment funds contained in the 401(k); by the time you start making withdrawals in retirement, your contributions plus income made on it and reinvested within the fund will be taxed in a lower tax bracket.
Making donations is another way to reduce your taxable income, and it doesn't have to be a cash donation.
Buying a home is also a good investment choice because a portion of your property taxes can be used to reduce you taxable income. In addition, your property value can grow thus increasing equity. Buying a home is sort of like forced savings. 
Investing in a mutual fund especially an index fund is another great idea because it makes you a virtual business owner; you are now a shareholder of the stocks or bonds of hundreds of companies within the fund.
Let's not forget about the good old fashioned savings account. While it does not build wealth as fast as investing. It is great for, as the saying goes, "saving for a rainy day". Having cash reserves is great for those unplanned emergencies and to save for large purchases.
So as one can see, one can still be an employee, act as a business man and grow wealth by utilizing retirement plans, investing in mutual funds, buying a home, making donations and saving.

Sunday, November 2, 2014

Zachary, A Portrait

Zachary is a chef. He asked me to take a portrait of him during my cousin's confirmation party. He told me he wished he had brought his big chef hat to take a picture with.

Tuesday, October 21, 2014

Diamond Head

Diamond Head is another landmark worth visiting when going to Hawaii. There is a one dollar entry fee for walk ins and a five dollar fee for parking in the lot. I paid the one dollar fee and walked in as there was a wait in line to park inside. The hike up to the top wasn't as challenging as Koko Head but it is still no walk in the park. I recommend bringing a bottle of water to prevent dehydration; I went there on a hot sunny day, and I was drenched in sweat by the time I got to the top. Visitors to the top are greeted with a nice cool breeze and a great view of the Honolulu skyline and surrounding area. To find out more, you may visit the wikipedia page. I posted some pictures I took while visiting the landmark.



Monday, October 13, 2014

Koko Mountain

My trek up Koko mountain was torture and and a bit scary. I'm afraid of heights but, thanks to my brother, I was able to muster up the strength and courage to climb up the mountain. The climb was steep and the trail had no handles to hold on to. It was extremely hot, and I carried only my camera as I thought that carrying a bottle of water in addition to the camera would get in the way: doesn't make sense right. I stopped several times on the way up to take a break. It was an extremely exhausting climb. It was a big relief when I made it to the top. The cool breeze and spectacular views made it well worth it. I also gained a sense of accomplishment. I took a couple of pictures of the landscape. A couple of which I posted below. The climb down was easier than climbing up but it was still a workout. My legs were already tired, and I had to stop a couple of times to rest my legs. I would definitely recommend Koko mountain as destination to visit when in Hawaii.

Wednesday, January 29, 2014

Tuesday, January 14, 2014

Kim Morell - Take a Pic Video

I've been interested in music videos from a young age. I remember recording music videos from The Box during my high school days and watching them for hours on end. I grew up watching artists like The Artifacts, Wu Tang Clan, Jodeci, Craig Mack and Mary J. Blige just to name a few. Little did I know then that I would get a chance to work behind the scenes of a music video. I got the honor of working as a production assistant on Kim Morell's Take a Pic music video which was directed by Oluwaseye Olusa. I hope you like.

Mr. Oluwasusi, A portrait.

I had the honor of documenting the 60th birthday celebration of Mr. Oluwasusi this past Saturday. It was a joyous occasion and celebration o...